Commercial Real Estate Loans, Simplified.
Apply for a loan and get a decision quickly with no obligation.
The Fastest Way To Close
Rapid execution will give you the competitive advantage in time-sensitive situations
Lending Criteria
We provide critical capital for urgent commercial real estate transactions with loan sizes starting at $1M and extending up to $20M to cover your immediate financing needs
We provide quick, uncomplicated financing for CRE deals between $1M and $20M. From urgent acquisitions to tight-timeline refinances, our process gets you approved and funded without unnecessary steps.
From multifamily to retail properties, warehouse facilities and hospitality assets, we provide financing across all major CRE property types except office buildings and unentitled land.
No owner-occupied properties. We focus exclusively on business-purpose CRE loans, deploying unmatched expertise in deal structures and serving the unique needs of CRE professionals.
From bridge loans and rescue capital to acquisition financing and project completion, our diverse programs solve complex CRE financing problems quickly.
We offer rapid bridge financing from 1 to 36 months for borrowers who need immediate capital to secure deals, complete projects, or exit distressed situations.
Nationwide Coverage
We provide flexible and reliable lending solutions across 39+ states, as well as in Puerto Rico and the U.S. Virgin Islands, giving borrowers broad access to capital while adhering to specific state regulations and eligibility requirements where applicable.
Direct Lending. Real Solutions. Fast Decisions.
Spectra Lending provides clear, fast, and transparent lending options designed to help borrowers move forward with confidence.
Capital Without Complications
Why business professionals choose Spectra Lending
While many of my communications with lending partners involve long, drawn-out emails that can stretch over multiple days, I know I can immediately pick up on the phone and call Landon with a potential deal. We can discuss the nature of any project and reach a resolution on its attractiveness as a fit almost instantaneously.
Spectra Lending played a critical role in helping our client secure $2,560,000 to refinance two Dollar General locations in New Jersey that were in default. Their expertise, speed, and professionalism made all the difference in getting the deal done.
As a repeat borrower my experience with Spectra Lending has been outstanding. Their team is knowledgeable and professional and know how to get deals done - and done quickly. Their post-closing service is just as impressive.
Commercial Real Estate Financing Without the Friction
We've modernized the commercial real estate lending experience to keep your projects moving. Apply in minutes, upload documents securely, and move through approval and closing with ease.
